Farmers & Merchants Bank 
Spirit Debit Cards
Show your school spirit everywhere!!!
Your account at your finger tips.
Enjoy the convenience of mobile banking with the F&M mobile app.
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We have the right loan to meet your needs.
Whether you’re buying a new home or refinancing your existing one, there’s a lot to think about. From rates to payments to closing costs, we’ll help you navigate the mortgage process and find a home loan that’s right for you.
Service, Solutions, Strength isn’t just a tagline. We’re here for you.
Our team is our most important asset, as they drive the experience our customers have and are the everyday face of our institution.
